Taking credit card payments + shopping carts.

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JAB Creations
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Taking credit card payments + shopping carts.

Post by JAB Creations »

I have a client requesting a shopping cart and to be able to process credit cards online. So a couple questions...

1.) Do most online CC companies work with most existing PHP/MySQL shopping carts? If not how do I tell without spending obnoxious amounts of time figuring it out?

2.) Do most shopping carts/online CC companies allow me to keep the shopper at the domain name and send the form data to the online CC company? What details do I need to watch for?
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Christopher
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Re: Taking credit card payments + shopping carts.

Post by Christopher »

I have found that the client's bank usually only allow them to work with a few online payment processors. Each payment processor will have a list of shopping carts that support their service. They also all have SDKs in various lanugages.
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JAB Creations
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Re: Taking credit card payments + shopping carts.

Post by JAB Creations »

Thank you very much for your reply! When I contact their how would I best get in contact with someone who would know this information?
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Christopher
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Re: Taking credit card payments + shopping carts.

Post by Christopher »

I usually ask the client to contact their bank and find out which processors they support first. They also usually compare the costs and services provided to find the best match for their business. You can then go to the processors website and find a cart solution or download their SDK.

My experience has mostly been with Authorize.net and Payflow which used to be Verisign, but is now Paypal which is owned by Ebay.
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infiniteacuity
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Re: Taking credit card payments + shopping carts.

Post by infiniteacuity »

Most shopping carts (e.g. oscommerce) have modules that already integrate with the big gateways (Authorize.net, LinkPoint, PayPal, etc.). Most of the gateways offer APIs that allow you to keep your customers on the shopping cart (such as Authorize.net's AIM integration). To find out which one you should use depends on the client's merchant account. They will have a list of the gateways they work with and in my experience almost all of them work with the major gateways listed earlier.
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califdon
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Re: Taking credit card payments + shopping carts.

Post by califdon »

I have only limited experience with online payments, but I'll chime in, anyway. :wink: For relatively low volume, relatively simple applications, there are very simple solutions from PayPal and, I'm sure, Google Checkout and other intermediaries (I think these are what others have referred to as gateways). My experience is limited to PayPal, but they offer a wide range of solutions, generally the easier ones to implement are those where nearly everything is on PayPal's web site (which can be customized, to a degree, with merchant logos, but the URL reveals that you are on a PayPal HTTPS secure site, which can be comforting to customers, I think), while the more complex solutions can be entirely of your own design, using an API that is publicly defined. I'd say it's a balance between your client's needs and the magnitude of effort (cost to your client!) required, including the possible need for a secure server with authentication certificate, etc.
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Re: Taking credit card payments + shopping carts.

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