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Accepting recurring credit card payments for software

Posted: Wed Mar 24, 2010 9:09 am
by Mr Tech
I am wanting to accept recurring credit card payments for some software I am selling.

I want them to be able to enter their credit card details within the software and the the payment gateway will communicate with my software (if possible) whenever a recurring payment is taken out.

I am also wanting to take payment in multiple currencies depending on what the user selects...

What payment gateway would work for what I am wanting?

Have you used any payment gateway for this purpose before?

Re: Accepting recurring credit card payments for software

Posted: Wed Mar 24, 2010 3:35 pm
by Christopher
There is no difference between recurring payment processing and single payment processing. You just need to store the necessary information and submit it as you normally would.

Remember that if you are storing credit card information you need to be PCI compliant.

Re: Accepting recurring credit card payments for software

Posted: Wed Mar 24, 2010 4:23 pm
by greyhoundcode
If you store the details and resubmit you would of course need to keep in mind things such as the expiry date being reached at some point in the future.

There may be differences from country to country - but I believe that, in the UK at least, one can ask for a Continuous Authority Merchant Number to be issued, and I think this is the preferred approach if you are taking payments at regular intervals. In this case only the initial transaction requires expiry date, CV2 etc to be submitted, and the amount can vary on future transactions.

I would be happy to hear from anyone else who can amplify on this?