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Credit Cards Payment Gateway Processor

Posted: Tue Nov 16, 2010 8:08 am
by ThePHPLearner
Hi all,

I am a newbie student of PHP and Javascript. I have been searching the net and this forum for a tutorial/tips/how-to in order to allow processing fees with credit cards on a Minor Hockey Webiste. Can anyone give me directions as to how to go about it?

I believe I need a merchant account with a bank. Are they free? Where and how to set up the code on my webiste to accept and process the cards?

Would it be simpler and feasible to just take the card data and process it manually through forms? Would that be legal? How would you make sure that the process is equivalent to a face-to-face transaction with the customer?

Cheers

Re: Credit Cards Payment Gateway Processor

Posted: Thu Nov 18, 2010 2:51 pm
by JPRoss
You need two things:

1 - a payment gateway (I use Authnet but there are many)
2 - an internet merchant account

And yes, they do cost money.

If you don't think you'll be needing to process very many transactions, you might consider doing PayPal.

Re: Credit Cards Payment Gateway Processor

Posted: Mon Nov 22, 2010 10:17 am
by ThePHPLearner
Thanks for your feedback JP. Very appreciated.

Re: Credit Cards Payment Gateway Processor

Posted: Mon Nov 22, 2010 2:54 pm
by DaveTheAve
I secound AuthNet and love the fact they have a nice development sandbox as well.

Though I can't quite recall, I do believe the sandbox is available even if you don't have a paying account with them; perfect for learning developers.