Protx eCommerce Payment Info + Question

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volomike
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Protx eCommerce Payment Info + Question

Post by volomike »

I'm liking this Protx eCommerce payment system so far. The docs seemed a bit over my head and wordy at first, and the example was, well, weird. But then I made a one-pager to test the system out and I can tell you that it's just as good as PayPal (or better) for payment processing. Now, they have fees that aren't as nice as PayPal's on the low end, but at least I wanted to report to you that it's a decent payment system if you're looking around.

The templates are a bit quirky -- my brief skim of the template example they gave me looked like it has XSLT, and that acronym has a code smell to me, so I'm leery of what I might uncover. The default template they use for VSP Form in Protx (the low-end payment plan) is very ugly and soooo last century. So, I'm going to have to dig in, I'm afraid. Wish me luck as I blow the dust off my XSLT miner hat that I haven't used in, what, 7 years?

Anyway, I have a question for you guys who know a thing or two about payment systems.THE QUESTION: I see that Protx gives me this option for something called AVS, CV2, and 3D-Secure rulebases. Do you highly recommend I use these so that I don't get scammed? I mean, we'll be checking our admin system every 2-3 days to see how payments are processing, and then eventually hiring someone to monitor this (and do other chores for us) every day. So, I'm thinking we might not need to do the AVS, CV2, or 3D-Secure stuff. As well, we're selling credits on our website, so if we catch someone committing fraud, we'll just take away their credits. I mean, it's not like we're shipping merchandise or expensive stuff. We're selling digital features (and eventually digital assets), not merchandise.
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panic!
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Re: Protx eCommerce Payment Info + Question

Post by panic! »

I found the skinning of protx so horribly laborious as well! I feel your pain...

I've just done a Streamline integration, easiest integration ever!
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panic!
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Re: Protx eCommerce Payment Info + Question

Post by panic! »

Oh and I'd say do the CV2 as a minimum. 3DS can be annoying for some customers but will cut a fraudsters chance of success by about 90%.
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Chris Corbyn
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Re: Protx eCommerce Payment Info + Question

Post by Chris Corbyn »

panic! wrote:Oh and I'd say do the CV2 as a minimum. 3DS can be annoying for some customers but will cut a fraudsters chance of success by about 90%.
3D-Secure is the work of the devil. I hate it and I swear it causes a loss of business.
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volomike
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Re: Protx eCommerce Payment Info + Question

Post by volomike »

Turns out Protx has CV2 by default according to the appendix where it says "default" on that item. However, I'm going to turn off the default of the 3D-Secure based on the advice I'm hearing and other complaints about it on the web. I think that setting is "Apply3DSecure=2"
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